Property Oasis
Empowering Your Real Estate Investment Journey in the Heartland
About us
About Property Oasis
Property Oasis leads with innovative real estate investment strategies, offering an opportunity to build your very own rental portfolios. Mainly focused in the Midwestern, we reduce capital barriers for investors to scale.
Loan Mechanics
We utilize Bridge Loans. To cover the down payment, we utilize funds from private investors which are reimbursed post-closing by our company. A silent secondary note will be held, featuring a balloon payment due in 5 years (with potential for 10-year total extensions, should there be a need). The loan does not go on your personal credit.
Property Acquisition
The Midwest serves as our prime market, where property sources align seamlessly with our program for optimal investment opportunities.
Simple Requirements
Your end of the bargain is straightforward – show us a credit score of 700+, or bring a partner with a qualifying score to the table.
Credit Checks Streamlined
Lenders within our network perform a one-time credit pull, minimizing impact on your credit standing. This is a soft credit pull
Full Ownership Post-Closing
Once the deal is sealed, you gain 100% ownership of the property, no strings attached.
How it works
We work with a couple of different lenders. The deal will either have no payments for 12 months or there will be monthly payments, but we will reduce your Seller Carry agreement by 5k. Both options have their own advantages and disadvantages. The lender we use will be based on the deal itself.
Use the funds wisely. You must understand that in the infant stages of building a portfolio, it is extremely important to reserve as much capital as physically possible. This will prevent any disruption to the operation. Instead of going for a brand-new tankless hot water heater or brand-new kitchen cabinets, this may mean buying pre-owned cabinets from Facebook marketplace, or installing a used hot water tank if a budget goes short. This is part of the business and maybe something you have to do. But the key, of course, is to build up enough structural foundation so the “business of owning rentals’ can take care of itself. I have found that number tends to be 50 properties for most people. This is measured based on each property, over a 2 to 3-year period can reach an average cash flow of $200 per door, this would leave the portfolio as a business to generate $120,000 income per year. This would show a 5-8 % yearly growth to both the value of the property, as well as the rental rate in most cases.
How We Support You
Here is what we will provide
Scope of Work
Each property will have a scope of work. The SOW contains the aspects of the home that will require attention and the estimated cost. During the contract phase, we will help locate a contractor that can help inspect and be able to do the rehab on budget
Contractor & Property Manager
We will help locate contractors and property managers in the area. Our team will reach out to available companies that can assist with your needs, ensuring you find the right professionals for the job.
Title Company
Contact information – Name of your title escrow officer, along with their email, and phone number.
Mortgage Broker
Contact information for your – Your mortgage broker will reach out to you to collect the necessary documents to close the loan. You will need the following minimum documents: Driver’s License, Voided Check, Articles of Organization for your LLC, EIN Letter for your LLC, Operating Agreement for your LLC. The mortgage broker will work with you and are considered newbie friendly and their direct lenders have been vetted by the broker that they will work with inexperienced buyers and borrowers.
Breakdown
Deal Analysis Sheet – Structure of the deal that shows the payout, projected loan details, rental comps, and property comps. It will also include how much funds you will receive after close.
Rehabs
Are expected to take up to 3 months, per project, with a desired timeline of 2 months (depending on the rehab). Properties are expected to be leased within 60 days, but a desired timeline within 30 days. Generally, as long as funding stays strong and consistent in the deal then these timelines are considered reasonable for the industry.
Next Steps
If you are interested in moving forward with the program and for any questions, let’s schedule a call. We will reach out to you to have a quick 15 minute phone call. There is no obligation or contracts to be a part of the program. We want to ensure you fully understand how everything works. Once your ready to move forward, we will do a soft credit check, and then we will proceed with sending you deals. This is the best time to get into real estate, so don’t hesitate!
Book a call
You can book a call and get your questions answered
FAQ
Here are the most common questions
How do the loans work?
We will use a Bridge Loan to purchase the property. We will also use private Investor to pay the down payment. The private investor will be paid off after closing through our company, and we will hold a silent secondary note with a balloon payment in 5 years (this can have a yearly extension up to a total of 10 years if the property does not appraise at the 5-year mark).
where are you getting properties?
We source our properties from multiple sources. Our target market is the Midwest as we have found these properties to be the best fit for our program
What do I need to provide?
All you need to bring to the table is a credit score of 700+ or at least a partner with this score. You will also need to have funds to initiate the renovation, this will be reimbursed through draws from the lender
Who will pull my credit score?
The Lender will request information to pull your credit information. This is a soft pull on your credit.
Who will own the property?
You will have 100% ownership of the property at closing.
How do you make money?
We make money by sourcing the properties. Through our network, we locate properties that fit our model. We set the Purchase Price on the properties we bring to you. The difference between the Purchase Price and the Acquired Price is how we make money.
Do I need to make monthly payments
For the Bridge loan, there are monthly payments. The first payment is usually 30-45 days out. There is NO payment for the Seller Carry Agreement (this is the money down to close on the loan)
Can I bring my own deals?
You can provide us with properties, but we have a strict formula we follow to acquire deals, and most deals unfortunately won’t work. We spend a lot of time utilizing our partnership to source deals that meet the criteria. We are only focused on SFR properties up to a 4-Plex.
Can I just get properties in my own area?
We cannot focus on just one area for deals, we source them from multiple areas so that we can consistently bring deals to the table. The focus should be on building a performing portfolio. If, down the line, you sell or refinance the portfolio, you are free to re-invest into your local area. Keep an end goal in mind when building this portfolio.
Do you or the lender charge any fees?
There are no upfront lender fees (standard fees for services will be part of the loan). We also dont charge any upfront fees. there is a $495 valuation fee of the property.
Why don’t you just do this yourself?
We are focused on building consistent business. We have already used this same model ourselves and have decided to switch it to an investor model. We benefit upfront, and down the line, and we get investors in the game. This is a win-win strategy on both sides
Can I speak with someone who you’re already working with?
None of our clients have asked to be used for testimonials. Also, we have not gotten to the final point of refinance yet and thus we will reserve that option until we have completed a full circle. We ask that you respect the privacy of those who have chosen to work with us. Once we have completed a full cycle (the full 5 year term), we will put testimonials together for others to view.
What am I responsible for?
You own the property 100% after we close on the deal. You are responsible for doing your own due diligence for the property, and insuring the property gets renovated. We do as much due diligence as we can on the front end, but the full responsibility is yours. We are not responsible if problems arise during
the renovation
Can I just sell my house back to you or the lender?
No, you own this property 100% after closing. You are responsible for the outcome. Unexpected things happen. We have been successful with helping investors solve various problems. Using our teams knowledge and experience, we can assist when issues arise.
How does the funds for renovation work?
We purchase all the properties with Bridge Loans. This allows for a renovation budget. Once a portion of the work is completed, they will do an inspection, and then wire the funds back to you. This is a reimbursment. You will need our own funds to initial the renovation, but it will be reimbursed through the draw process.
Who records the deeds?
Title is 100% responsible for getting the deeds recorded.
What are your policies on special requests and area restrictions?
We are not able to restrict the location of where our acquisitions occur. Due to the complexities of acquisitions and to be fair to those who have agreed to build their portfolio without restrictions, we are not able to accommodate, and we do not have plans to do so. Our goal is to be as efficient as possible to build you a portfolio fortress. The only way to do that is by streamlining this process, and eliminating area restrictions from the equation entirely will be an effective strategy that allows us to do this quickly and efficiently.
Testimonials
What Happy Clients Have To Say
I was skeptical about joining Property Oasis initially, but it turned out to be the best decision for my investment career. Their incentive model genuinely lifted the capital burden off my shoulders, enabling me to build a significant rental portfolio in Ohio. Total game-changer!
— James P.
The team at Property Oasis offered unrivaled support as I ventured into the Tennessee real estate market. Their resources and expertise helped me scale my investments much faster than I ever thought possible.
— Maria G.
Thanks to Property Oasis, I’ve seen remarkable growth in my rental property business across Minnesota and Wisconsin. Their commitment to community and wealth generation is evident in everything they do. Highly recommend!
—Ethan K.
What We provide
Services
Investment Empowerment
The Property Oasis offers a groundbreaking incentive model that empowers individuals to establish and expand their rental property portfolios in key Midwestern markets. Our approach is tailored to alleviate financial pressures, providing strategic resources to aid in the acquisition and development of profitable rental units.
Property Portfolio Management
In addition to fostering investment opportunities, we provide comprehensive management solutions for your growing rental properties, ensuring maximum efficiency and profitability of your real estate investments in the dynamic Midwest housing market.
Property Oasis 