Property Oasis

The Property Oasis leads with innovative real estate investment solutions, offering incentives that enable robust rental portfolios in the Midwestern US. We reduce capital barriers for investors to scale efficiently.

• ​​​​​​​Loan Mechanics: We utilize Bridge Loans. To cover the down payment, we utilize funds from private investors which are reimbursed post-closing by our company. A silent secondary note will be held, featuring a balloon payment due in 5 years (with potential for 10-year total extensions, should there be a need). The loan does not go on your personal credit.
• Property Acquisition: The Midwest serves as our prime market, where property sources align seamlessly with our program for optimal investment opportunities.
• Simple Requirements: Your end of the bargain is straightforward – show us a credit score of 700+, or bring a partner with a qualifying score to the table.
• Credit Checks Streamlined: Lenders within our network perform a one-time credit pull, minimizing impact on your credit standing. This is a soft credit pull
• Full Ownership Post-Closing: Once the deal is sealed, you gain 100% ownership of the property, no strings attached.
• Zero Fees, Pure Profits: Our earnings come from efficiently sourcing and setting the purchase price of suitable properties; we charge no fees to you

We work with a lender which requires no monthly payments during the rehab period

Assume you purchase a property. Lets say from purchase to rent, it takes 4 months. this leaves 8 months to collect rent before the loan is due

our typical deals receive about $1200 a month in rent. this means that you will Accumulate $9600 in reserves

This structure gives you more financial flexibility without worrying about monthly payments during rehab.

Use the funds wisely. You must understand that in the infant stages of building a portfolio, it is extremely important to reserve as much capital as physically possible. This will prevent any disruption to the operation. Instead of going for a brand-new tankless hot water heater or brand-new kitchen cabinets, this may mean buying pre-owned cabinets from Facebook marketplace, or installing a used hot water tank if a budget goes short. This is part of the business and maybe something you have to do.  But the key, of course, is to build up enough structural foundation so the “business of owning rentals’ can take care of itself.  I have found that number tends to be 50 properties for most people. This is measured based on each property, over a 2 to 3-year period can reach an average cash flow of $200 per door, this would leave the portfolio as a business to generate $120,000 income per year.  This would show a 5-8 % yearly growth to both the value of the property, as well as the rental rate in most cases. 

Here is what we will provide:

1. Scope of Work – Each property will have a scope of work. The SOW contains the aspects of the home that will require attention and the estimated cost. During the contract phase, we will help locate a contractor that can help inspect and be able to do the rehab on budget
2. Property Manager – We will help locate a property manager. We will reach out to available companies in the area that can assist
3. Contractor – We will help locate contractors in the area
4. Title Company – Contact information – Name of your title escrow officer, along with their email, and phone number.
5. Mortgage Broker – Contact information for your – Your mortgage broker will reach out to you to collect the necessary documents to close the loan. You will need the following minimum documents: Driver’s License, Voided Check, Articles of Organization for your LLC, EIN Letter for your LLC, Operating Agreement for your LLC.  The mortgage broker will work with you and are considered newbie friendly and their direct lenders have been vetted by the broker that they will work with inexperienced buyers and borrowers. 
6. Breakdown – Deal Analysis Sheet – Structure of the deal that shows the payout, projected loan details, rental comps, and property comps. It will also include how much funds you will receive after close.
7. Rehabs – Are expected to take up to 3 months, per project, with a desired timeline of 2 months (depending on the rehab).  Properties are expected to be leased within 60 days, but a desired timeline within 30 days. Generally, as long as funding stays strong and consistent in the deal then these timelines are considered reasonable for the industry.
8. Next Steps – The next step is will be writing up the contracts for each project.  Once the contracts are signed, they’ll be sent to the title company.  The mortgage broker will reach out to you with an application form.  You’ll need to fill that out and then the mortgage broker will begin putting together terms with their preferred lenders. Once terms are received from the direct lender, the mortgage broker will send those terms to you by email, and you will sign the term sheet.  From there, the mortgage broker will communicate with you directly until closing. Camren will stay in touch throughout the closing process.
   
   

Our goal is to first acquire 3-4 properties, get them renovated. Then once we can get one refinanced, we will acquire the next property and rinse and repeat. Our end goal is 50 per person.

Special requests and area restrictions: We are not able to restrict the location of where our acquisitions occur. Due to the complexities of acquisitions and to be fair to those who have agreed to build their portfolio without restrictions, we are not able to accommodate, and we do not have plans to do so.  Our goal is to be as efficient as possible to build you a portfolio fortress. The only way to do that is by streamlining this process, and eliminating area restrictions from the equation entirely will be an effective strategy that allows us to do this quickly and efficiently.